NEW DELHI: ICICI Home Finance (ICICI HFC) has launched a new micro home loan ‘Apna Ghar Dreamz’, for skilled professionals such as carpenters, plumbers, electricians and tailors, painter, welders, auto mechanic, manufacturing machine (Example Lathe, CNC) operator, laptop, computer, RO repair technician, as well as small and medium business owners, grocery store owners in the city.
The loan amount offered ranges from Rs 2 – Rs 50 lakhs. ‘Apna Ghar Dreamz’ home loan is targeted at the informal segment of the population who wish to purchase their own home, but may not have all documents that a formal financial institution would require.
Customers seeking to avail of the ‘Apna Ghar Dreamz’ home loan need only provide details of their Pan card, Aadhar card, bank statement proof of past six months and a minimum account balance of Rs 1500 for loan up to 5 lakhs and Rs 3000 for loan above 5 lakhs. Residents can walk to their nearest ICICI Home Finance branch locations on Karol Bagh 1st Floor, XVI / 10200, 13/30 Beadon Pura, Padam Singh road, Karol Bagh, Delhi-110005; Laxmi Nagar 14, 1st Floor, Shankar vihar, vikas marg, Delhi- 110092; Pitampura 302-3033rd Floor, Pearl Bert Heights-l, Netaji Subhash Place, Wazirpur, Delhi – 110034 and Janakpuri B-1/4, Ground Floor, Community centre, New Delhi – 110058 to avail the special 20-year tenure, micro home loan.
Anirudh Kamani, MD & CEO, ICICI Home Finance Company Limited, said, “At ICICI Home Finance, we aim to offer loans to the hard-working professionals in the informal sector of the economy and local business people to fulfil their dream of owning their ‘Apna Ghar’. Since our branch employees are local residents with an understanding of the regional economy, our in-house legal and technical experts assist in processing home loans applications in a quick and hassle free manner with minimal documentation.”
Customers can also avail all the benefits of Pradhan Mantri Awas Yojana (PMAY) which is a credit-linked subsidy scheme (CLSS) for Lower Income Groups/ Economically Weaker Sections (EWS/LIG) and Middle Income Groups (MIG – I & II). Under PMAY- CLSS, a borrower is eligible for maximum subsidy of up to Rs 2.67 lakh.
ICICI HFC has been observing all protocol as per MHA and MOHFW for safety of our employees and customers during the COVID-19 period undertaking proactive measures across its 139 branches such as temperature screening of all visitors and employees before entering the branch, ensuring safe distancing, sanitization of branches, placing hand sanitisers and ensuring everyone wears masks/ face shields. Further all suspected cases among employees and staff are isolated till test results obtained and all support provided for quarantine/ hospitalization. Contact tracing is done to prevent further spread.